Investment Type Comparisons

How REFI2 compares to traditional fixed-income investments and other digital asset yield products.

Quick Comparison

FeatureREFI2Traditional BondsDeFi YieldSavings Accounts
Collateral Type🏠 Real estate📄 Corporate debt₿ Crypto assets💰 Cash deposits
Liquidity✅ On-demand⚠️ Market-dependent⚠️ Variable✅ High
Transparency✅ On-chain📊 Periodic reports⚠️ Protocol-dependent📊 Bank statements
Yield Source💵 Mortgage interest💵 Coupon payments💱 Trading fees💵 Bank interest
Lockup Period❌ None⚠️ Maturity date⚠️ Variable❌ None
Accessibility🌐 Global, on-chain🏦 Brokerage required🌐 Global, on-chain🏦 Bank account

Detailed Comparison

CharacteristicREFI2Traditional BondsDeFi YieldSavings Accounts
Collateralization Ratio102%+100%VariableFDIC insured
Minimum Investment$1Typically $1,000+VariableNo minimum
Yield FrequencyContinuous (user requested)Semi-annualVariableMonthly
Redemption TimeImmediateMarket-dependentVariableImmediate
Verification MethodOn-chain eventsPeriodic statementsBlockchain explorerBank statements
Geographic AccessGlobalJurisdiction-dependentGlobalJurisdiction-dependent
Risk ProfileLow to moderateLowHighVery low